Your Investment Options

The Fund provides members with eight Investment Options which are outlined herein. You should read them carefully before selecting the options appropriate for you (or changing them).

You can select one or more of the following eight options (or any mix) for the investment of your Member's Account Balance (click on an option below to open a window detailing that option):

		Australian Shares Option
		International Shares Option
		Sustainable Responsible Investment (SRI) Option
		Property Option
		Fixed Interest Option - This option is withdrawn from 1 December 2007
		Cash Option - This option is withdrawn from 1 December 2007
		Growth Option
		Balanced Option (Default option if you do not make an investment choice)
		Capital Stable Option - This option is withdrawn from 1 December 2007
		Interest Option - introduced from 1 December 2007
		Conservative Option - introduced from 1 December 2007

The Growth and Balanced options have some of their assets allocated to Absolute Return Investments.

Absolute Return Investments

You can review and alter your investment option at any time, at no cost.

The Trustee has selected a range of Fund Managers to invest the assets of the Fund.

The performance of the Managers is continuously monitored and the Trustee reserves the right to make changes as deemed necessary, from time to time.

It may be in your best interests to seek professional advice before making or changing your investment decision.

The pages listed above give details of each Option, its asset allocation and a five year history of returns. An allowance has been made for tax and charges where applicable. Bear in mind that higher returns generally mean higher volatility.

Please read the information provided in the following pages very carefully and nominate your Option by completing and returning the Investment Switch Form to the Fund Administrator at the address below.