About Combined Fund

		Mission Statement
		Combined Fund Background

Mission Statement
Our mission is to provide benefits to members and their families which will enhance their long term financial security. We will do this by providing superannuation and a range of other financial services which are:

• Innovative
• Member oriented
• Quality driven
• Well managed and controlled
• Low cost
• Market competitive, and
• Conforming to all legal and regulatory requirements.

We are committed to deliver excellence in client services at all times.

Combined Fund Background
Combined Fund was established in 1959 as Combined Schools Superannuation Fund and is a major provider of superannuation and retirement benefits to the Private Education Sector.

There are currently some 150 participating employers covering more than 9300 members with assets in excess of $430 million.

With effect from 30 December 2003, the Fund name was changed to Combined Fund to reflect its expanded constituency to include churches of all faiths, charities, not for profit groups which are linked to education and training and other selected employers.

Combined Fund caters for both Defined Benefit Plans and Accumulation Plans.

The foundation of the Fund is based on the “pooling” of three elements found in any superannuation agreement:

• Investment
• Insurance
• Administration

Other than that, schools and other groups may create any fund design that they wish within Government standards - Combined Fund imposes no limitations or restrictions; new enquiries are always welcome.

Where an employer is transferring from a previous fund, we provide a totally integrated transfer assistance programme which relieves the employer of all involvement and guarantees maintenance of all existing member benefits, as a minimum starting point.