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Combined Fund

 

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Informed visitors
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APRA RSE Licence No. L0000376 Fund Registration No. R1000405

Register for an upcoming Superannuation Seminar
Click here to Register
Click here for Seminar Details

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Newsletter cover spacer Latest Newsletter Volume 38 April 2009

In this issue:

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Contributing to super is a waste of time. I'd have been better off last year putting my money into a bank account instead.

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What the government takes in tax from 1 July 2008 to 30 June 2009.

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Focus on the Bigger Picture.

 

Let's look at it another way.

 

Something to think about.

 

But - I still don't think that a negative 18.6% return is very good. Couldn't I get these tax benefits in a fund that gave me a better return in 2008.

 

Comparison of returns with other super funds.

 

Returns for year ended 28 February 2009.

 

Member investment options - Unit prices and returns.

 

Index competition.

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Retired Person's Pension Account and Transition to Retirement Pension Account

Combined Fund Pension Benefit Summary November 2008
12 pages, 60kb PDF

Retained Benefit Account
Members can continue to contribute to the fund upon cessation of service with their employer by transferring to the Retained Benefit Account.

Your Investment Options
Find out about the 8 different Investment Options available with Combined Fund. You can review and alter your investment option at any time, at no cost.

  Letter to members re changes to investment options
2 pages, 27kb PDF
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Death and Disability Insurance Who needs it and How much should you have?
Download the document

5 pages, 39kb PDF

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Have you provided your Tax File Number?
Notice re TFN

1 page, 68kb PDF

Tax File Number Notification CF
1 page, 64kb PDF

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Returns for the year ended 30 April 2009

Returns for the year ended 30 April 2009 May 2009
2 pages, 14kb PDF
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To explore the many benefits of investing in Combined Fund please explore the following pages:

For Members
The special services provided to Combined Fund members.

Fund Performance
Australian Shares Option, International Shares Option, Property Option, Balanced Option, Growth Option, SRI Option, plus the new Interest and Conservative Options from 1 December 2007.

Newsletters
Quarterly reports on the Combined Fund activities and performance,  Investment updates, Fund management updates.

Annual Reports
Highlights of the year, Chairman's Report, Fund investments, Superannuation news and more.

About Combined Fund
Our Mission Statement, Combined Fund Background, Fund Trustees, Fund Administration, Fund Services and Providers.

SuperLink
Our Registered Members only online service. You can also visit this area for more information or if you would like to register for the service.

Members can access the Estimated Retirement Benefit Calculator and the Estimated Contribution Calculator through Superlink to work out their superannuation requirements. You will need your password to access these calculators.

SuperLink Member Access Registration
Use our registration form to register for access to our interactive website SuperLink.

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Combined Fund spacer Level 9, 155 Queen Street spacer Telephone: (03) 9691 2900
E-mail: super@combinedfund.com.au Melbourne, Victoria 3000 Facsimile: (03) 9640 0787
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© Combined Fund. All Rights Reserved. Fund ABN: 46 921 400 504 | RSE ABN: 32 064 976 138